Finance with Move Homes
We know that saving a deposit and understanding your borrowing capacity can seem complicated. That’s why the Move Homes finance team will match you with the perfect loan to suit your personal circumstances. We won’t just suggest possible lenders but we will help you understand how your finance will work.
There is NO CHARGE for our finance service because we understand the last thing you need is to worry about more fees and costs.
First Home Owners Grant
Did you know that if you’re a first home buyer you can receive a $10,000 government grant? This one-off payment from the WA government is to help you build and live in your first home! If you’re an Australian citizen or permanent resident and have never owned a residential property in Australia, you could be eligible.
No Deposit, No Worries
You may have heard some banks requiring deposits of 20%, but our finance team has access to a wide range of lenders and loan products. Plus, our team have been helping many clients become homeowners by accessing Keystart, so building your first home might be more affordable than you think.
Home of My Own Foundation
Many first home buyers wanting to get into a home of their own don’t have the necessary deposit required. Home of My Own Foundation is a not-for-profit providing eligible clients with a deposit so they can move in to a brand new home. With a deposit from as little as $2,000, our team can determine if you’re eligible to receive a grant.
Helping Single Parents
The latest initiative is helping single parents purchase a home with only a 2% deposit. The Government will guarantee the remaining 18%, but places will go quickly as there’s only 2,500 spots released each year!
Register your interest
Fill out the form and our finance team will get back to you as soon as possible.
House & Land Package Finance – FAQs
How much do you charge for finance services?
Our finance services are absolutely free! The last thing you need is to worry about more fees and costs when buying your first home.
How much deposit do I need to build a house?
Whilst some banks require a 20% deposit, our finance team have access to a wide range of lenders and loan products. With access to keystart loans, you may be able to build your first home with as little as a 5% deposit.
How will I know which loan is best to go with?
Our Finance team at Move Homes will talk through each loan option with you to ensure you’re left with the most feasible, manageable option for you!
How can I calculate my borrowing capacity?
When purchasing your first home, we recommend calculating your borrowing capacity to ensure you know what you’re capable of purchasing. Give these calculators a go to find out a rough estimation of how much these banks will lend you: BankWest, Commonwealth Bank, ING, Nab.